Open a online brokerage account
Send to Separate multiple email addresses with commas Please enter a valid email address. Your email address Please enter a valid email address. Open an Account It's easy—opening your new account takes just minutes. Most Popular Accounts All Accounts. Open a Traditional IRA. Open a Roth IRA. Open a Brokerage Account. Brokerage and Cash Management. Open a Account. Important legal information about the email you will be sending.
By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity. Our full-featured, low-cost brokerage account with online trading of stocks, exchange-traded funds ETFs , mutual funds, bonds, and options, along with tools and research for investors.
This low-cost brokerage account offers comprehensive trading, mutual fund, and cash management features, so that you can manage your business finances and meet all your business needs. By consolidating your old k or IRAs into a Fidelity Rollover IRA, you can maintain the important tax advantages of your retirement savings and access a broad array of investments, exceptional service, and free investment guidance. Your contributions may be tax-deductible and potential earnings grow tax-deferred until you withdraw them in retirement.
This may be a good choice if you want to take advantage of tax savings now. While contributions aren't tax-deductible, withdrawals—including any earnings—can be made tax-free as long as certain conditions are met. This may be a good choice if you are eligible to make Roth IRA contributions and think your tax rate will be higher in retirement.
A minor owns this account, while an adult manages it. As long as the minor has qualified earned income, post-tax contributions can be made to the account provided that annual limits are not exceeded. Withdrawals can be tax-free as long as certain conditions are met. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-deferred growth potential of inherited retirement assets and avoid the impact of immediate income taxes.
Online account opening is not available to entities such as a charity or other organization , an estate, or a trust beneficiaries. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-advantaged growth potential in an Inherited Roth IRA and avoid the impact of immediate income taxes. Set up a workplace savings plan if you are self-employed or own a small business.
Designed for self-employed individuals or business owners without employees. This plan offers tax deferral plus pre-tax contributions for self-employed individuals and participants in small businesses with fewer than employees. This brokerage account is for small businesses that have qualified plans for which they would like to expand the investment options to include offerings from Fidelity. Offer your employees a retirement plan with employee deferral contributions, employer contributions, and an array of features.
With a personalized portfolio of stocks, bonds, mutual funds, and exchange-traded funds, we'll help you invest your assets or those of your trust using tax-sensitive investment management techniques. Eligible investors receive exclusive access to Fidelity's only large-cap separately managed account. Just answer a few questions and we'll suggest a mix of investments that align with your goals, your time horizon, and your risk tolerance.
It only takes a few minutes to open and fund your account. After that, we'll handle all the investment decisions for you.
This professionally managed account is designed to help you meet your income needs. It seeks attractive income opportunities in all market environments while carefully managing for risk, and is composed primarily of exchange-traded funds ETFs. With an actively managed account composed primarily of individual investment-grade municipal bonds, 8 experienced professionals will invest your assets with a focus on limiting risk to principal while seeking to generate federally tax-exempt interest income.
This separately managed account SMA seeks to pursue the long-term growth potential of U. Any earnings grow federal income tax-deferred and contributions may be eligible for state tax deductions. Distributions for qualified higher education expenses are federal income tax-free. Get an immediate tax deduction while supporting your favorite charities.
Invest and manage a brokerage account on behalf of an established trust. Invest and manage a brokerage account on behalf of an estate. Fraudulent entities and individuals have been known to steal the identities of legitimate brokers and brokerage firms so that they can get at your personal information!
Asking questions will help you to invest wisely and avoid problems. No matter what your level of investing experience, don't be shy or intimidated—it's your money. Here's a list to get you started. The brokerage firm that you open an account with may not be the one that sends your account statements. You may open an account with an introducing firm , which makes recommendations, takes and executes your orders and has an arrangement with a clearing and carrying firm , which is the one to finalize "settle" or "clear" your trades and hold your funds or securities.
There are also firms that take and execute orders and settle trades. If you work with an introducing firm, you may receive statements from the clearing firm. Find out what type of firm you open an account with and who will send you the account statements.
You will receive an account statement at least once every calendar quarter. Whether the securities are registered in your name or in the name of the brokerage firm can affect how soon you receive your dividends and interest, the ease with which you can sell your securities and the types of communications you receive directly from the issuer of the securities, among other things.
After you open your account, you should monitor its activity regularly. Make sure that you review all of your account statements and trade confirmations for any errors or any transactions that you did not authorize. If you see any evidence of unauthorized trading or errors, notify your broker, broker's supervisor or brokerage firm's compliance department immediately to further protect your rights. Make sure to take notes of any conversations you have with your firm concerning such disputes, to send in your complaints in writing as well and to keep copies of these notes and all communications related to such disputes for your records.
Ask yourself whether your investments are meeting your expectations and goals and whether your goals have changed. Do your investments still appear to be right for you, and what criteria will you use to decide when to sell? Information You'll Be Asked to Provide When you decide to open an account, there will be paperwork to complete.
In a new account application, along with other information, you'll likely be asked to provide your: Social Security or other tax identification number: Like banks, credit unions and other financial institutions, brokerage firms must report to the Internal Revenue Service the income you earn on your investments. Driver's license or passport information, or information from other government-issued identification: Employment status, financial information—such as your annual income and net worth—and investment objectives: Collecting this information helps your broker to fulfill regulatory obligations.
In addition, the information can help your broker determine suitable investment recommendations for you. Note that the terms used to describe investment objectives often vary across brokerage firms and new account applications. You might hear terms such as "income," "growth," "conservative," "moderate," "aggressive" and "speculative. Make sure that you describe your financial goals, how much risk you are willing to take with your investments and when you expect to need access to the funds in your account as comprehensively as possible.
Effective February 5, , new account forms may include a section asking you to provide information for a trusted contact person.
Your broker might ask for this information in a conversation or via email as well. You should expect to be asked to provide the name, address and telephone number s for a trusted contact person that your brokerage firm may contact about your account. While you are not required to provide this information to open an account, it may be a good idea to do so. By choosing to provide this information, you are authorizing the firm to contact such person and disclose information about your account in certain circumstances, including to address possible financial exploitation, and to confirm the specifics of your current contact information, health status, or the identity of any legal guardian, executor, trustee or holder of a power of attorney.
You also will receive a written disclosure from the firm that lays out these details. Decisions You'll Be Asked to Make The new account form will also ask you to make some important decisions about your account, including how you will pay for your transactions, how any uninvested cash will be managed and who will have control over and access to your account.